Micro Clients

INGRID-JAVIERTO
Name:

Ingrid Javierto

Location:

Back Rubberword, Basak San Nicolas Cebu City

Primary Activity:

Running Internet Café business.

Loan Requested: $475.00US
Repayment Term:  
Loan Use:

To purchase additional unit of computer..

Ingrid Javierto is 34 years old, and is single. She has been operating an internet café for almost a year and wanted to purchase an additional unit to accommodate the number of customers.




JOSEPHINE-ESQUIRDO
Name: Josephine Esquirdo
Location:

Madridejos, Alegria, Cebu

Primary Activity: Manages small business (sari-sari store).
Loan Requested: $475.00US
Repayment Term:  
Loan Use:

To expand her sari-sari store.

Josephine Esquirdo is 35 years old and is blessed with 2 children. She has been operating a sari-sari store for almost 2 years. She has a desire to expand her business and wanted to have an additional capital to support her family.

BIENVENIDA-JAVIERTO
Name:

Bienvenida Javierto

Location:

Bogo City

Primary Activity:

Manages small business (vegetable vending)

Loan Requested: $475.00US
Repayment Term:  
Loan Use:

To produce variety of vegetables.

Mrs. Bienvenida Javierto is 63 years old and is blessed with 11 children. She has been operating her business for almost 15 years. Mrs. Bienvenida started in small business by selling vegetables in the market. She wants to sell more vegetables for the satisfaction of her customers needs. She wanted additional income to help her operate her small business.




LEONARDO-LIBRON
Name: Leonardo Libron
Location:

Dugyan, Valencia,Alegria, Cebu

Primary Activity: Manages small business (goat raising)
Loan Requested: $475.00US
Repayment Term:  
Loan Use:

Additional Capital for Livestock

Mr. Leonardo Libron is 31 years old. He is a livestock farmer raising goats for five (5) years. Mr. Libron wants to improve his livestock and has a desire to have more goats. He needs additional capital for his business and to support his family

Nelia-Tillor
Name:

Nelia Tillor

Location:

Bogo City

Primary Activity: Manage small business
Loan Requested: $475.00US
Repayment Term:  
Loan Use:

Buy & Sell ( Dried Fish )

Mrs. Nelia Tillor is 28 years old. She has a desire to build-up a business which is to buy and sell products (dried fish). Mrs. Tillor, also wants to supply some dried fish in their communities. She needs capital to support her business and at the same time for the needs of her family.




Janice-Garrido
Name: Janice Garrido
Location:

Camotes City

Primary Activity: Manage small business
Loan Requested: $475.00US
Repayment Term:  
Loan Use:

Buy & Sell (Food Supplement)

Mrs. Janice Garrido and her husband Aldin Garrido are blessed with one child. Janice started her business two years ago which is to buy and sell (food supplement). Since her capital is not enough to buy the orders from the customer she needs additional capital for the satisfaction of her customers.

Junrey-Obeso
Name:

Junrey Obeso

Location:

CAMP 8, Toledo, City

Primary Activity: Manage small business
Loan Requested: $475.00US
Repayment Term:  
Loan Use:

Goat Raising

Mr. Junrey Obeso is 24 years old. He decided to have a business which he believes is a better way to gain income. He plans to have a goat farm since he is the one who supports the needs of his grandmother.




Marivic-Libron
Name: Marivic Libron
Location:

Sangi, Alegria, Cebu

Primary Activity: Manage small business
Loan Requested: $475.00US
Repayment Term:  
Loan Use:

Pig Fattening

Miss Marivic Libron is 33 years old. She is the bread winner of the family and dreams that she will uplift their way of living through starting a small business which is pig fattening. Miss Libron wants to pursue her brother in schooling.

HSS---MARCIANA-MAHUSAY
Name:

Marcelina Mantalaba Flores

Location: Poog Toledo City
Primary Activity: Cooking and peddling hanging rice and viand
Loan Requested: $50 US
Repayment Term:  
Loan Use:

Capital for cooking and peddling hanging rise and viand

Marcelina is 69 years old and lives with her 5 grandchildren. Her daughter Ana works in a restaurant in Cebu City.  Marcelina is applying for a loan so she can help her daughter feed her children by cooking and peddling hanging rice and viand.




Delia-Cabarilla-Taveros
Name: Delia Cabanilla Taveros
Location: Poog Toledo City
Primary Activity: Raising Bantres Chicken
Loan Requested: $50 US
Repayment Term:  
Loan Use:

To raise bantres chicken.

Delia is 50 years old and her husband Isidro is 56 years old. Isidro works occasionally as a mason-carpenter. They have 10 children, 3 are married and 7 remain at home). Delia is applying for a loan to augment the income of her husband for the needs of the family.

Gina-Gallardo-Rabanes
Name:

Gina Gallardo Rabanes

Location: Poog Toledo City
Primary Activity: Runs a sari-sari store
Loan Requested: $50 US
Repayment Term:  
Loan Use:

additional capital to my very small “sari-sari” store.

Gina is 40 years old and her husband Pablito is 44 years old. They have 3 children. Pablito works occasionally as a farmer/laborer. Gina is applying for a loan so that she can help her family “uplift their livelihood”. She wants to use the money as additional capital for her store



Daisy-Mancao-Gomez
Name: Daisy Mancao Gomez
Location: Poog Toledo City
Primary Activity: Runs a very small
sari-sari store
Loan Requested: $50 US
Repayment Term:  
Loan Use:

To add to my capital for the very small sari-sari store in the house.

Daisy is 31 years old and her husband Rey is 34 years old.
They have a small child and an infant. Rey has no permanent
job but does do some mason-carpenter/laborer work.
Daisy in applying for a loan so that she can help her
husband meet their daily needs by running a small
sari-sari store out of their house where she cares for her children.

Rosario-Suquib-Mancao
Name:

Rosario Suquib Mancao

Location: Poog Toledo City
Primary Activity: Runs a sari-sari store
Loan Requested: $50 US
Repayment Term:  
Loan Use:

Continue with sari-sari store and sell ice water, ice candy near the church and in the neighborhood.

Rosario is 64 year old and her husband Carlos is 67. Carlos is retired but still works as a farmer/laborer. They have three grown children , two of which do not have jobs and remain living in their parents home.




Miraflor-Descartin
Name: Miraflor Descartin Pasekaran
Location: Poog Toledo City
Primary Activity: buy/sell dried fish
Loan Requested:  $50 US
Repayment Term:  
Loan Use:

To buy and sell dried fish as my husband is from Bantayan islands where the fish is cheap. My husband also fish whenever he goes to his homeplace.

Miraflor is 27 years old and her husband Juan is 46 years old. Together they have 2 young children. She is asking for a loan to buy and sell dried fish as her husband is from Bantayan islands where the fish is cheap. her husband also fishes whenever he goes to his homeplace.

HSS---GEMMA-TORING
Name:

Gemma Toring

Location: Sitio Paray, Kasambagan, Cebu City
Primary Activity:

Retails uling or charcoal/sells barbequed food

Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Purchase more uling and food to barbeque to sell.

Gemma lives in Sitio Paray, Kasambagan, Cebu City with her husband, Wilson Toring, and their two children. She used her first loan to start a business of retailing “uling” or charcoal and at the same time using it in barbecuing food items that she also sells.




HSS---FLORENCIA-MOGOT
Name: Florencia Mogot
Location: Sitio Paray, Kasambagan, Cebu City
Primary Activity: Runs a sari-sari store/retailer of “pre-paid load” for mobile phones
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy larger quantities of rice

Florencia and her husband, Benjie Mogot, live with their two children in Sitio Paray, Kasambagan, Cebu City. She runs a sari-sari store that carries both food and non-food items. She is also a retailer of “pre-paid load” for mobile phones. She used her first loan to buy additional quantities of items.

HSS---GILA-DUARTE
Name:

Gila Duarte

Location: Sitio Paray, Kasambagan, Cebu City
Primary Activity: “Reloads” Mobile phones
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

buy additional “loads” for prepaid mobile phones.

Gila is married to Arestides Duarte and they have four children. They reside in Sitio Paray, Kasambagan, Cebu City. With her first loan Gila started a “load here” business – which means she buys and retails “load” as prepaid load for mobile phones.




HSS---RESTITUTA-COLINA
Name: Restituta Colina
Location: Sitio Paray, Kasambagan, Cebu City
Primary Activity: Sells rice
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy larger quantities of rice

Restituta resides in Sitio Paray, Kasambagan, Cebu City with her husband Edwin Colina and their four children. She buys rice wholesale and retails it to her customers. She used her first loan to buy additional sacks of rice to be sold as retail.

HSS---MARA-BOOC
Name:

Mara Booc

Location: Sitio Paray, Kasambagan, Cebu City
Primary Activity: Buy/sell skinless chorizo
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies

Mara is married to Vicente Booc. They have two children and they reside in Sitio Paray, Kasambagan, Cebu City. With her first loan, Mara started a dealership of skinless chorizo. She buys them and re-sells them.





HSS---ASTERIA-BERGANTIN
Name: Asteria Bergantin
Location: Sitio Paray, Kasambagan, Cebu City
Primary Activity: Tends a Sari-sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Asteria lives in Sitio Paray, Kasambagan, Cebu City with her husband Artemio Bergantin and their four children. She used her first loan to start a sari-sari store of mainly food items of dried fish, eggs and cooking oil.
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Name: Estrella Palaca
Location: Sitio, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Tends a Sari-sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Estrella lives in Sitio Mahayahay, Brgy. Carreta, Cebu City with her husband Wilme and their four children. She tends a sari-sari store where she sells food and non-food items. Estrella used her first loan to add to her capital which she used to buy additional quantities of the items her store carries.





HSS---MELCHORITA-LOMOLJO
Name: Melchorita Lomoljo
Location: Sitio, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Tends a Sari-sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Melchorita is a group leader of the Justice and Peace and Integration of Creation people’s organization in Sitio Mahayahay, Brgy. Carreta, Cebu City where she has been living for seven years now. She is married to Danny Lomoljo and they have two children. She tends a sari-sari store that carries food and non-food items. She also cooks different kinds of viand that she sells to augment her income. Melchorita used her first loan to buy additional quantities of the items she sells in her sari-sari store.
HSS---CECILIA-LANIT
Name: Cecilia Lanit
Location: Sitio, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Runs a Sari-sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Cecilia has been residing with her husband Arcadio and their four children in Sitio Mahayahay, Brgy. Carreta, Cebu City for the past five years. A member of the Justice and Peace and Integration of Creation people’s organization in her barangay, she is one of its group leaders. Her sari-sari store sells food items such as chorizo and skinless hotdogs. Cecilia used her first loan to buy additional quantities of them.





HSS---MARLYN-BAILO
Name: Marlyn Bailo
Location: Sitio, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Runs a Sari-sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Marlyn lives with her partner Aldin and their three children in Sitio Mahayahay, Brgy. Carreta, Cebu City. She runs a sari-sari store where she sells food and non-food items. At the same time she also cooks different kinds of viands and sells them to the people living in their area. Marlyn used her first loan to buy additional items for her store.
HSS---WILMA-AUXTERO
Name: Wilma Auxtero
Location: Sitio Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Runs a Sari-sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Wilma is married to Dominador Auxtero. With their three children, they live in Sitio Mahayahay, Brgy. Carreta, Cebu City. She is a group leader of the Justice and Peace and Integration of Creation people’s organization in her barangay. She has a sari-sari store that sells mostly food items such as meat and vegetables. Wilma used her first loan to buy additional quantities of food items for her store



HSS---DEVORA-SERICON
Name: Devora Sericon
Location: Sitio Ypil-ypil, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Runs a mini restaurant
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional cooking supplies

Devora stays in Sitio Ypil-ypil, Mahayahay, Brgy. Carreta, Cebu City with her husband, Fermo, and their four children. She is a member of a cooperative in their place. She runs a “Carinderia” or a mini-restaurant. She herself cooks the food sold in her “Carinderia”. Devora used her first loan to buy additional quantities for the different viands she sells daily.
HSS---ANTONIA-ROSALES
Name: Antonia Rosales
Location: Sitio Ypil-ypil, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Buying and selling eggs in trays
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies

Antonia is married to Roberto Rosales. They have five children, in Sitio Ypil-ypil, Mahayahay, Brgy. Carreta, Cebu City where they live, Antonia is an active member of the Justice and Peace and Integrity of Creation. She used her first loan to start her first small business venture by buying and selling eggs in trays.




HSS---MARCIANA-MAHUSAY
Name: Marciana Mahusay
Location: Sitio Ypil-ypil, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Owns a Sari-Sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her store

Marciana and her husband Julio have 2 children. They live in Sitio Ypil-ypil, Mahayahay, Brgy. Carreta, Cebu City. A member of the Justice and Peace and Integration of Creation people’s organization in her barangay, she has a sari-sari store that sells a variety of food and non-food items. She used her first loan to add to the items her store carries
HSS---EVANGELINE-CADLAWON
Name: Evangeline Cadlawon
Location: Sitio Ypil-ypil, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: Owns a Sari-Sari store
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:  
Loan Use:

Buy additional supplies for her sari sari store

Evangeline is married to Ruel Cadlawon, a company driver. They have four children. They live in Sitio Ypil-ypil, Mahayahay, Brgy. Carreta, Cebu City. She is the assistant leader of the Justice and Peace and Integration of Creation people’s organization in her barangay. With her first loan she started to prepare for her newly-established sari-sari store by buying processed meats that she will sell.






HSS---ELMA-BERGUELES
Name: Elma Bergueles
Location: Sitio Ypil-ypil, Mahayahay, Brgy Carreta, Cebu City
Primary Activity: merchant
Loan Requested: 1st loan $50 US – successfully repaid
2nd loan $75US
Repayment Term:
Loan Use:

Additional products for her business

Mrs. Elma Bergueles lives in Sitio Ypil-ypil, Mahayahay, Brgy. Carreta, Cebu City. She and her husband, Rodolfo, who is a mechanic, have eight children. In the community, she is a group leader of the Justice and Peace and Integration of Creation people’s organization in her barangay. Elma is a dealer of products intended mainly for the well-being of women. She used her first loan to buy additional products for her business


Name: Mrs. Noralyn Nitura
Location: Block 11 Phase 2 Nangka Balubad, Marikina City
Primary Activity: vendor of charcoal
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

Additional capital for her rug business

Mrs. Noralyn Nitura is a housewife and has five children. She is an active leader of the programme. One of her daughters is a sponsored child of the Marikina Family Sponsorship Programme (MFSP). She is a merchant of charcoal and delivers to the stores in the market. Her husband is an electrician but his income is not enough to meet their daily needs. She wants to borrow for her business for additional capital and earn more.







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Name: Mrs. Noralie La Torre
Location: Apitong Marikina Heights, Marikina City
Primary Activity: vendor of charcoal
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

Additional capital to her business

Mrs. Noralie La Torre has five children and is an active member of the programme. One of her daughters is a sponsored child of the Marikina Family Sponsorship Programme (MFSP). She is a merchant of charcoal and delivers to the stores in the market. Her business has been running for two years. Her husband is a tricycle driver, his income is Php120.00 a day, not enough to meet their daily needs. She wants to borrow funds for her business for additional capital which will enable her to earn more.


Name: Mrs. Michelle Murillo
Location: Ipil Bareto Marikina Heights, Marikina City
Primary Activity: Rug business
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

Additional capital for her rug business

Mrs. Michelle Murillo has five children, one of them is sponsored by Chalice under the Marikina Family Sponsorships Programme (MFSP). Her husband is a delivery driver earning below minimum wage. Mrs. Murillo decided to start a rug business to create additional income to sustain their daily needs. She is hoping to borrow money for additional capital.




Name: Mr. Michael Santos
Location: Ipil Bareto Marikina Heights, Marikina City
Primary Activity: Re-loading station
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

Expansion of business

Mr. Michael Santos is an active member in the programme; for now he is a single parent. While Mr. Santos works as a staff in Barangay Hall, for extra income he has a re-loading station for cell phones. His business is one year old. He has applied for a loan because he wants to expand his small business.


Name: Mrs. Cyril Tagguig
Location: Ipil Barreto, Marikina Heights, Marikina City
Primary Activity: Rug Maker
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

additional capital to her business

Mrs. Cyril Tagguig has 6 children and is an active member of the programme. One of her daughters is sponsored by Chalice under the Marikina Family Sponsorships Programme (MFSP). Her husband’s income being a welder is not enough to sustain their daily needs. As a result, she decided to make rugs and together with her eldest son; they sell them in the streets. She is now hoping to borrow money for additional capital.



Fully Funded
Name: Asteria Ortega
Location: Eastern Pob., Poro, Camotes, Cebu
Primary Activity: Manages small business
Loan Requested: $475.00 US
Repayment Term: 6 months
Loan Use:

Cattle fattening

Miss Asteria Ortega is 33 years old and is the eldest of her family. Since her parents have no permanent work she is the one who has to shoulder her parent’s obligations. She was the one who financed her brothers and sisters in order for them to finish college. Miss Ortega wants to continue her business which is cattle fattening. She needs additional capital to support her business.

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Fully Funded
Name: Angelina Masong
Location: Danao City, Cebu
Primary Activity: Manages a small business
Loan Requested: $475.00 US
Repayment Term: 6 months
Loan Use:

Sari-sari store

Angelina Masong, 38 years old and her husband Adelino Tambong. They were blessed with two kids. Mrs. Tambong is the only one who works for the basic needs of their family. They decided to start a small business which is sari-sari store. She needs capital to fulfill her desire which is to manage a small sari-sari store.



Fully Funded
Name: Luis Pagobo
Location: Salag, Tabogo, Cebu
Primary Activity: Manages small business
Loan Requested: $475.00 US
Repayment Term: 6 months
Loan Use:

Cattle Fattening

Mr. Luis Pagobo, 28 years old and his wife Irene Pagobo. They are blessed with one child. Mr. Pagobo wants to start a business which is cattle fattening. Although his wife is a teacher their salary is not enough to sustain the needs of their family. He needs capital for his business in order to fulfill his desire to elevate his way of living.

Fully Funded
Name: Jimmy Camello
Location: Cayang, Bogo, Cebu
Primary Activity: Manages small business
Loan Requested: $475.00 US
Repayment Term: 6 months
Loan Use:

Goat raising

Mr. Jimmy Camello, 40 years old together with his wife Jean Camello. They are blessed with 3 children. He wants to uplift his way of living through goat raising. He needs capital to support his business and for their daily needs especially for the schooling of their children.



Fully Funded
Name: Sheila Dumalag
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Carinderia - mini eatery
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Sheila Dumalag, 34 years old is married to Dante Dumalag 35 years old. Dante works as a vendor selling native coconut in the public market and Sheila manages a small eatery in the area. They have seven children, six are schooling, three of them are in the sponsorship program under Chalice International. Sheila wants to have additional capital for her business so she can cook more dishes encouraging more customers and possibly increasing her income.

Fully Funded
Name: Joyful Escalona
Location:   Little Baguio, Baliuag Bulacan
Primary Activity: Cooking and selling native cakes
Loan Requested: $75.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Joyful is 28 years old and married to Manolito Escalona, 33 years old. Her husband is a tricycle driver earning 200.00 (~$4.64cdn) per day on a boundary basis. They have four children. They stay in a small shanty in little Baguio. Joyful is a volunteer of Liceo de Bethlehem. She assists in the daily feeding program of the school. She wants to avail some financial assistance from Microchalice to increase her capital for her native rice cake business which she herself is preparing using native ingredients readily available from the nearby public market.



Fully Funded
Name: Justina David
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Selling novelty items
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Justina David, 36 years old, is married to Benjamin David, 40 years old. They have five children. The couple is selling novelty items near the parish church every Sunday and on weekdays, they sell Newspapers, tabloid and broadsheet. She wants to avail some financial assistance under Microchalice to have additional capital to meet the demands of the items they are selling.

Fully Funded
Name: Analyn Calisagan
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Sari Sari Store
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Analyn, 28 years old is married to Jose Calisagan 37 years old. They have three children. The eldest is studying at Liceo de Bethlehem under the sponsorship program of Chalice International They live in Gawad Kalinga housing project located at Piel, Baliuag Bulacan . Her Husband works as a construction worker earning 200.00 (~$4.64cdn) per day. Analiza joined Microchalice to have additional capital for her ongoing mini variety store.



Fully Funded
Name: Analisa Tarog
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Selling Native cakes
Loan Requested: $75.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Analiza Tarog, 39 years old and Jaime Tarog, 40 years old live in Little Baguio, Baliuag Bulacan. They have six children. Four are schooling in which, 2 are in the sponsorship program of Chalice International. Jaime is a porter at Baliuag Public Market while Analisa cooks and sells native cakes within the area. Her husband earns 100.00 (~$2.32cdn) per day. Analisa is joining Microchalice to have additional capital and increase her income for the needs of her family.

Fully Funded
Name: Melanie Adriano
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Selling plastic products
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Melanie Adriano 29 years old and her husband Julio, 38 years old are staying in their own small hut in Little Baguio. They have six children, three of them are schooling . Julio works in a lumber/hardware store as a helper, earning P150.00 (~$3.48cdn) per day. With the current economic condition of the family, Melanie opted to join Microchalice to avail some financial assistance and have additional capital for her on- going business.



Fully Funded
Name: Jocelyn Carlos
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Egg and barbecue vending
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Jocelyn 25 and Edwin 26 are selling eggs and barbequed products for five years now. They are vending the fresh eggs and barbecue the whole day in their wooden pushcart. They also rationed these items in several stalls in the market area. They have three children, her eldest is now in Grade 3 at Liceo de Bethlehem. The couple lives in a small room near Baliuag Public market renting it for P500.00 (~$11.60cdn) monthly. Jocelyn is eager to join Microchalice to have additional capital for the existing business. She wants to support her children’s education.

Fully Funded
Name: Corazon Florez
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Sari Sari Store
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her bakery

Corazon Florez 52 years old manages a small sari sari store in Little Baguio Baliuag Bulacan. Her husband Rolando Florez is sick and requires medication so he can not work. They have nine children, three of them have their own family. Corazon joined Microchalice to have additional capital for her sari sari store and increase her income to support the needs of her children’s education.



Fully Funded
Name: Maricel Capulong
Location: Bagong Nayon, Baliuag Bulacan
Primary Activity: Toy Vending
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business

Maricel 36 and Marianito Capulong, 49 years old are both toy vendors. They have three children. Their eldest is studying at Baliuag Polytechnic College taking up HRS, the second is now in her first year of high school at Mariano Ponce and the youngest is in grade 4 at Central Elementary School . Maricel pays P20.00 (~$0.46cdn) daily for her table in front of the drug store at Baliuag Public Market. She earns 250.00 to 300.00 (~$5.80 - $6.95cdn) per day which is just enough to augment their basic needs. She wants to join the project to have additional capital and buy more items to increase her income.

Fully Funded
Name: Antonina Sumando
Location: Little Baguio, Baliuag Bulacan
Primary Activity: Selling bread
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her bakery

Antonina is now 56 years old and married to Germites, 64 years old. They have seven children, and five of them have their own family. Antonina is very proud of her two children who are now in their third year of taking Engineering and the other one is on her second year taking Education. It is through Antonina’s bread vending like toasted bread and cookies, that her children are able to support their children’s education. Her husband assists her in her daily activity. They are staying in their own house made of wood in Little Baguio.



Fully Funded
Name: Yolanda Mendoza
Location: Little Baguio Baliuag Bulacan
Primary Activity: Selling meat products
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capital for her business.

Yolanda 42 years old is married to Lito Mendoza, 45 years old. They are blessed with three children and all are studying. Lito is helping her in the business. Yolanda wants to join the Microchalice project to help her husband with the family expenses especially the children’s education. She sells meat products in the area like tocino, ham, bacon, smoked sausage, and fresh meat as well and earns around P 300.00 (~$6.95cdn) per day.

Fully Funded
Name: Aurea Sanchez
Location: Apitong Marikina Heights, Marikina City
Primary Activity: Selling smoked fish
Loan Requested: $125.00 US
Repayment Term: 4 months
Loan Use:

Additional capitale

Aurea Sanchez, 42 years old is married to Lucio Sanchez 48 years old. Her husband works as a welder earning a minimum income of P 300.00 (~$6.95cdn) daily but not on a regular basis. They are staying in their own small house with electricity. They have three children who are all in the secondary level. She wants to have additional capital to increase her sales and encourage more costumers. She also want to augment the family income for the educational needs of her children.




Name: Mr. and Mrs. Bautista
Location: Tanguile St. Marikina Heights, Marikina City
Primary Activity: Manages a small upholstery shop
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

Additional capital for upholstery shop

Mr. and Mrs. Bautista have seven children, two of them are sponsored children of the Marikina Family Sponsorship Programme. Mr. and Mrs. Bautista decided to join this program when the couple felt that their income was insufficient to sustain their daily needs and especially that of their children’s needs to go to school. Mrs. Baustista is a housemaid and Mr. Bautista owns an upholstery shop. His business is more than 3 years old. The couple are hoping to use this money as capital for their small business.

Fully Funded
Name: Mrs. Aida Navarro
Location: Little Baguio Baliuag Bulacan
Primary Activity: Manage small business
Loan Requested: $225.00 US– 2nd loan, 1st loan fully repaid.
Repayment Term: 6 months
Loan Use:

To expand her small sari-sari store

Mrs. Aida Navarro has four children. One of her daughters is to undergo a surgical procedure to correct her cleft lip and palate. Mrs. Navarro originally had a loan to renovate her store. She has successfully repaid the initial loan and is now looking for a second loan to use as additional capital for her business.



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Name: Mrs. Carolina Manga
Location: Ipil Barreto Marikina Heights, Marikina City
Primary Activity: Manage small business
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

To buy feeds

Mrs. Carolina Manga has five children is an active member in the programme. One of her children are sponsored by Chalice under the Marikina Family Sponsorship Programme (MFSP). Her husband is a porter earning only minimum wage. Mrs. Manga started a rug business to help meet her family’s daily needs. Her children help selling rugs to earn money for their needs and allowance in school. When Mrs. Manga heard the news about microfinance she immediately applied because she wants to have additional capital for her small business


Name: Mrs. Edlyn Sobiono
Location: Balubad Nangka, Marikina City
Primary Activity: sari-sari store
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

To additional capital to her business

Mrs. Edlyn Sobiono is a housewife and has two children. When the typhoon Ondoy hit all of their furniture and appliances were washed away by the flood. Her husband is employed as a food cutter but his income is not enough to meet their daily needs. Mrs. Sobiono decided to open a small sari-sari store in her home to help meet their daily needs and provide allowance for their children in school. Mrs. Sobiono would like this loan to use as additional capital for her sari-sari store.




Name: Mrs. Eileen Maneja
Location: Apitong Marikina Heights, Marikina City
Primary Activity: Consignment for a sack of rice
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

To expand her business for unisex accessories

Mrs. Eileen Maneja is a housewife who enjoys taking care of her children. When the couple felt that their income was insufficient to sustain their daily needs, especially that of their children’s need to go to school, Mrs. Maneja decided to open a consignment store which carries sacks of rice. Her business has run for almost 2 years. Mrs. Maneja will use the loan to expand her small business.


Name: Mrs. Erlinda Vitalicio
Location: Tanguile St. Marikina Heights, Marikina City
Primary Activity: sari-sari store
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

To additional capital to her business

Mrs. Erlinda Vitalicio is a housewife with eight children and is an active member of the programme. Two of her sons are sponsored children of the Marikina Family Sponsorship Programme (MFSP). Her husband is a shoe maker but his income is not enough to sustain their daily needs. She wants to borrow $125.00US for her sari-sari store in which she sells many kinds of fish. She will use the loan to expand her business




Name: Mrs. Mitos Oli
Location: Apitong Marikina Heights, Marikina City
Primary Activity: consignment of garments
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

To additional capital to her business

Mrs. Mitos Oli is a housewife with four children and is an active member of the programme. One of her sons is a sponsored child of the Marikina Family Sponsorship Programme (MFSP). Mrs. Oli has a garment business that she has been running for one year. Her husband is a security guard but his income is not enough to meet their daily needs. Mrs. Oli wants to borrow $125.0US to use for additional capital of her business.


Name: Mrs. Myline Lanzaderas
Location: Apitong Marikina Heights, Marikina City
Primary Activity: Consignment of beauty Product and Garments
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use:

To expand her small Consignment of beauty Product and Garments

Mrs. Myline Lanzaderas is a housewife with five children and is an active member of the programme. One of her daughters is a sponsored child of the Marikina Family Sponsorship Programme (MFSP). Mrs. Lanzaderas sells beauty product like powder, perfume, soap etc. and some garments on consignment. She wants to borrow $125.00US for her business. The loan will be used for additional capital to expand her small business.



Fully Funded
Name: Nelilia Dalaguit
Location: Eastern Pob., Poro, Camotes, Cebu
Primary Activity: Manage small business
Loan Requested: $460.00 US
Repayment Term:  
Loan Use:

To buy feeds

Mrs. Nelilia Dalaguit, 44 years old. She needs additional capital for her hog breeding business. She started her business 6 months ago and she needs additional capital to support her business and for the needs of her family.

Fully Funded
Name: Jovelyn Piala
Location: Punta, San Remegio, Cebu
Primary Activity: Manage small business
Loan Requested: $460.00 US
Repayment Term:  
Loan Use:

To buy feeds.

Mrs. Jovelyn Piala, 32 years old. She needs additional capital for her hog breeding business. She started her business 1 year ago.



Fully Funded
Name: Salvacion San Juan
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Manages a small variety store
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more food stuff and encourage more customers.
Date Posted: Sept 15, 2009

Mrs. San Juan is 52 years old and is married with 4 children. Salvacion manages a small store selling a variety of commodities since her husband (Jovito) has no permanent job.  Jovito helps her in managing their small store located in their house. Three of their children are still in school while the eldest is already married. They want to have more capital to expand the business by offering more items in their store.

Fully Funded
Name: Lucresia Basical
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Vending Vegetables
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more vegetables and espand her business.
Date Posted: Sept 15, 2009

Mrs. Basical and her husband Ronnie have 5 children who are attending public school in the area. Lucresia and Ronnie are selling vegetables in the Baliuag public market. Their children help them after school hours. Additional capital for them would mean additional income for their family. She also wanted to expand her business to encourage more costumers.



Fully Funded
Name: Buena Suarez
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Selling
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more items and expand the business
Date Posted: Sept 15, 2009

Mrs. Suarez is married with 2 children ages 10 and 9 years old. Her husband, Jobert is a daily wage earner painting houses earning around P175-200 per day but not on a regular basis.  Buena needs additional capital to encourage more costumers and increase her income. Both of their children are attending grade school in the nearby school in the community.

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Fully Funded
Name: Tess Amparo
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Sari Sari Store
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more food stuffs and expand her store
Date Posted: April 9, 2009

Mrs. Amparo is 35 years old and is married with 5 children.  Her husband works as a driver. Their income is not enough to meet the needs of the family. The store that Tess manages will help them in terms of financial need.



Fully Funded
Name: Ricardo Santos
Location: Paltao, Pulilan, Bulacan, Philippines
Primary Activity: Operating a welding business
Loan Requested: $220.00 US
Repayment Term: 6 months
Loan Use: To buy one welding machine to replace non functional one and to serve more customers for more income
Date Posted: Sept 15, 2009

Mr. Santos is a 54 year old welder. He is married to Carlota and has 5 children. The couple has been operating a welding shop for 30 years now in Paltao, Pulilan, Bulacan where they permanently live. They have two welding machines but one is already worn out and non-functional. They need one more machine to continue the operation of their business. This is the only source of income for their family.

Fully Funded
Name: Clara Reyes Batongbacal
Location: Paltao, Pulilan, Bulacan, Philippines
Primary Activity: Tiangge vendor
Loan Requested: $325.00 US
Repayment Term: 18 months
Loan Use: To have additional capital for her dry goods items
Date Posted: Sept 15, 2009

Mrs. Batongbacal is 46 years old and has been married to Rolando for 22 year. They have 3 children. She is the guardian of Daniel Reyes, one of our sponsored children. Clara wants to join the Microchalice Program for additional capital for her business. Her family is very much supportive of her for being hardworking and business minded.



Fully Funded
Name: Marilou Ricarborda
Location: Little Baguio Baliouag Bulacan, Philippines
Primary Activity: Salt selling in the market
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To expand her selling activities and encourage more customers
Date Posted: Sept 15, 2009
Mrs. Ricarborda is 35 years old. She is married to Teodoro and are blessed with 4 children. Her husband works as a porter in the public market earning P150 per day, while she sells rock salt in the market to help in the daily expenses of the family. Her earnings are minimal. 3 of her children are in school while the youngest goes with her. She would like to obtain the loan to increase her capital.
Fully Funded
Name: Irene O Porras
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Sewing
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more materials for her sewing business
Date Posted: Sept 15, 2009

Mrs. Porras is 35 years old and is married to Joebert Jr. and they are blessed with 4 children. Joebert works as a butcher in the nearby public market earning P150 per day while Irene sews rags, curtains and repairs clothes. She attended the venture skill training where she acquired her skills in sewing. Irene wants to expand her business to support her family needs.




Name: Fernando Salinas
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small Mini Store
2nd Loan Requested: $250.00 US
1st Loan Requested: $125.00 US (successfully paid)
Repayment Term: 6 months
Loan Use: To expand his mini store
Date Posted: OCt 19, 2009
Mr. Salinas has run a small Sari-sari (corner) store for the past 3 years with the help of his wife. Aside from his store he also operates a cell phone loading station but his income is not enough to pay their bills so he decided to expand his business by putting up a burger and sandwich stand. Fernando is planning to expand his business to give his costumers a variety of choices and more inventory but his operating income is not enough for business expansion.
 
Fully Funded
Name: Amparo Magloyuan
Location: Conchita Compound, Dampol 1st Pulilan, Bulacan,Philippines
Primary Activity: Fish and vegetable vendoring
Loan Requested: $125.00 US
Repayment Term: 5 months
Loan Use: To have own capital
Date Posted: Sept 15, 2009

Mrs. Magloyuan is a 67 year old married woman with 4 children. Amparo has been operating a small rolling store of fish and vegetables for almost 10 years. She needs additional capital so that she can increase her goods and income.



Fully Funded
Name: Clarita Santos
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Sewing and pot holders
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more scrap textile for rugs and pot holders
Date Posted: Sept 15, 2009

Mrs. Santos is 59 years old and is married to Leonardo Santos. They are blessed with 4 children.
She has been doing her sewing work for almost 5 years. She sells her product in the public market, which is just 50 meters away from her place. She wanted to expand her business by sewing more rugs and pot holders to encourage more costumers.

Fully Funded
Name: Zosimo G Dimla
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Ice drop vendor
Loan Requested: $120.00 US
Repayment Term: 6 months
Loan Use: He wants to have a sari-sarili store for his wife.
Date Posted: Sept 15, 2009

Mr. Dimla is 40 years old and has five children.  He is a good and hardworking father.  After selling ice cream and ice drops, he goes to the farm to plant any vegetable he can grow. He wants to join the Microchalice Program to have his own store.  According to him, this will be very helpful to them because it will enable them to expand their business



Fully Funded
Name: Elisa D. Polo
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Small eatery with grocery store
Loan Requested: $120.00 US
Repayment Term: 6 months
Loan Use: To have an additional goods or items to be sold
Date Posted: Sept 15, 2009

Mrs. Polo is 55 years old and a single parent. Her husband died many years ago. Presently, she is the only bread earner of the family. She decided to apply to the Microchalice Program to have more capital and earn a better income. She is an expert in making sweet delicacies like yema and polvoron. She plans to put up a snack stand in order to earn more money.

Fully Funded
Name: Ms Lina Abenasa
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Small grocery store
Loan Requested: $120.00 US
Repayment Term: 6 months
Loan Use: To have additional items to be sold in her small sari-sari store.
Date Posted: Sept 15th, 2009

Mrs. Abenasa is 45 years of age and has 6 children. Her husband died 3 years ago and in spite of being a single parent, she is very hard working. Sometimes she receives extra income by washing the clothes of her friends and neighbors but because of poverty and many children, she can’t afford to buy some of what they need. She wants to join the Microchalice Program to have additional income for their family.



Fully Funded
Name: Rosalie Galinsoga
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Barbecue & cold drinks vendoring
Loan Requested: $120.00 US
Repayment Term: 6 months
Loan Use: She wants to have different kinds of items to be sold.
Date Posted: Sept 15th, 2009

Mrs. Galinsoga is 27 years of age and married to Abelardo Angeles. They are both hardworking individuals. Rosalie and Abelardo wanted to join the Microchalice Program to enable them to have different kinds of items to be sold in their store.

Fully Funded
Name: Jesusa Aranzado
Location: Conchita Compound, Philippines
Primary Activity: Fish and Vegetable vendoring
Loan Requested: $120.00 US
Repayment Term: 5 months
Loan Use:  
Date Posted: Sept 15, 2009

Mrs. Aranzado is a 41 year old married woman with 5 children. Jesusa has been selling fish and vegetables for many years but due to her small capital, her income is also very small. With additional funds she can sell more fish and vegetables, buy in bulk to get discounts and increase her income.



Fully Funded
Name: Aida Navarro
Location: Marikina, Heights, Marikina City, Philippines
Primary Activity: Manages a small store
Loan Requested: $120.00 US
Repayment Term: 3 months
Loan Use: To expand her small store
Date Posted: Sept 15, 2009
Mrs. Navarro is married to Marlon and was blessed with 4 children. One of her daughters has a disability (cleft lip & Palate). Aida use to work as a stay-in house-maid and would leave her children at home for a week. She decided to open a small variety store at home in order for her to have time to guide her children. Aida’s nephew Rogie stays with them to help her watch over the store. Mr. Navarro is a tricycle driver during the day and Rogie operates the tricycle at night.
Fully Funded
Name: Victoria Ting
Location: Little Baguio Baliouag Bulacan, Philippines
Primary Activity: Selling Charcoal
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more charcoal and expand her business
Date Posted: Sept 15, 2009

Mrs. Ting is a 46 year women who is married with 2 children who are both in High School. The children, a boy and a girl help her in repacking the charcoal in individual plastic packs. She wants to expand her capital and buy more charcoal because there is a high demand for charcoal in the area because most of the families in the community use charcoal as their fuel.



Fully Funded
Name: Arlene Salvacion
Location: Little Baguio Baliouag Bulacan, Philippines
Primary Activity: Sewing Curtains
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more textiles and expand her business.
Date Posted: Sept 15, 2009

Mrs. Salvacion is 30 years old and married to Joe and are blessed with 6 children. Joe used to be a security guard but his contract expired in 2008. Arlene attended skills training where she acquired the skills in sewing. She wants to have more capital to encourage more costumers and meet the needs of the family. Five of their children are already in school while the youngest is only one year old. Joe is now doing some volunteer work in the mission house and gets some rice and noodles at the end of each day he gives his services.

Fully Funded
Name: Lyn Tiburcio
Location: Marikina Heights, Marikina City
Primary Activity: Throw pillows
Loan Requested: $125.00 US
Repayment Term: 6 months
Loan Use: To expand the throw pillow business.
Date Posted: Oct 19, 2009

Ms. Tiburcio has a daughter born with cerebral palsy. She is forced to stay at home taking care of her daughter and her 2 other children. Provided with an opportunity to attend a livelihood training provided by Camillus MedHaven Community Based Rehabilitation Program she developed some skills in making throw pillows. Lyn decided to make use of her time producing throw pillows as this can be done at home and her responsibility to her daughter is not sacrificed. Yet, due to limited capital she cannot produce more throw pillows even as costumers demand from her more. She only relies on the clients’ payments for capital to buy the necessary materials. As a single mother and sole breadwinner supporting 3 children, she needs and wishes to expand her business to realize more income to sustain their daily needs.




Name: Ms. Resurrection Tapel
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small variety Store
2nd Loan Requested: $250.00 US
1st Loan Requested: $125.00 US (successfully paid)
Repayment Term: 6 months
Loan Use: To expand his small variety store
Date Posted: Nov 2, 2009

Ms. Tapel is a single mom with one boy. Her child was diagnosed with Cerebral Palsy and Mental Retardation. To sustain their day to day needs and for them to survive, Resurrection put up a small variety store in their house but the income of their store is not enough for them, so she receives laundry work from her neighbors every week. Ms. Tapel is the only one working for her son’s needs, and she wants to expand her business to have more income to give her son a better life.


Name: Elizabeth Brugada
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small varietyStore
Loan Requested: 1st loan repaid $125.00

2nd loan repaid $300.00

Applied for 3rd loan of $350.00
Repayment Term: 6 months
Loan Use: To expand his small variety store
Date Posted: Nov 2, 2009

Mrs. Brugada has 4 children, 1 girl and 3 boys. Elizabeth stays at home and takes care of her children while Mr. Brugada is a tricycle driver. When the couple felt that their income was insufficient to sustain their daily needs and especially that of their children’s needs to go to school Mr. and Mrs. Brugada decided to put a small store in their house using their savings. Since Elizabeth has no job she is the one to take charge of their small business. With the help of their children their small variety store has successfully run for almost 10 years. The family still has difficulties financially because of the growing demands for basic necessities. The family wishes to add more variety in their store so they can create more income. The couple is hoping for a small loan to expand their business.




Name: Jolly Mabunga
Location: Marikina City, Philippines
Primary Activity: Store Keeping
Loan Requested:

1st loan repaid $150.00

2nd loan repaid $250.00

Applied for 3rd loan of $350.00

Repayment Term: 12 weeks
Loan Use: To be independent and replenish all the goods from the dealers.
Date Posted: March 15th, 2009

Mrs. Mabunga is 40 years old and is married with 3 boys. The youngest child is 6 years old and has Cerebral Palsy. To be able to augment all the needs of the family, she started to run a business which is a sari-sari store (store wherein almost all the basic commodities of the Filipino family can be seen and can be bought per piece with a minimal amount of money). The store has been operating for 4 years now but almost all of the goods she is selling are on consignment. Jolly asked for a loan to be independent and to replenish all the goods from the dealers.


Fully Funded
Name: Virginia Galang
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small eatery
Loan Requested: $130.00 US
Repayment Term: 3 months
Loan Use: To cook more recipes and expand her small eatery
Date Posted: April 9, 2009

Mrs. Galang is 52 years old and is married with 2 children. Virginia has been operating a small eatery for almost 9 years now. She has an innate talent for cooking, but since the family has a limited income, she only cooks 3 to 5 recipes a day. She wants to be able to cook more recipes to encourage more customers to have additional income since her husband has no permanent job.




Name: Carmelita Garcia
Location: Marikina Heights, Marikina City
Primary Activity: Dress Making
2nd Loan Requested: $375.00 US
1st Loan Requested: $130.00 US (successfully paid)
Repayment Term: 3 months
Loan Use: To purchase materials for the ordered dress.
Date Posted: April 9, 2009
Mrs. Garcia is 60 years old and is married with 6 children. Carmelita has been a dress maker for almost 23 years. Mr. and Mrs. Garcia are already senior citizens. They didn’t avail to any insurance company for their security for when they got older, thus; they are not receiving any pension at present. Carmelita was determined to learn how to make a dress, so she helped herself by observing and doing trial and error until she had perfected all the dresses that she was making. At present, she has orders but has insufficient money to buy all the materials she needs
Fully Funded
Name: Joan Sarahan
Location: Marikina Heights, Marikina City
Primary Activity: Pastry and bag making
Loan Requested: $130.00 US
Repayment Term: 3 months
Loan Use: To purchase materials for the ordered bags and Filipino pastries
Date Posted: April 9, 2009

Mrs. Sarahan is 32 years old with 2 children. Joan has a passion for making Filipino pastries which she has been doing for 5 years now and has been making bags out of old newspapers and telephone directories for less than a year. She underwent livelihood training and has lots of orders for the pastries and bags. Since some of the needed materials are expensive, she has to let her customer wait until she can buy the materials needed. Joan wants a loan so her business can operate continuously.



Fully Funded
Name: Ronald Tambua
Location: Marikina Heights, Marikina City
Primary Activity: Buy and Sell
Loan Requested: $130.00 US
Repayment Term: 3 months
Loan Use: To buy and sell the tricycle parts.
Date Posted:  

Mr. Tambua is 42 years old and is married with 2 children. Ronald has been a tricycle driver for 18 years. One of his children has Cerebral Palsy. Ronald is well supportive with the rehabilitation needs of the child. Ronald is very familiar with all the parts of a tricycle which are expensive to replace. Ronald purchases and then sells tricycle parts to other drivers and gets to collect the payment everyday with interest. Ronald has lots of orders but cannot buy all the needed tricycle parts for his customers, thus, he wants a loan so he can expand his business.

Fully Funded
Name: Matilde Salinas
Location: Marikina Heights, Marikina City
Primary Activity: Manages an eatery
Loan Requested: $150.00 US
Repayment Term: 3 months
Loan Use: To expand her eatery
Date Posted: April 9, 2009

Ms. Salinas is 54 years old and has 3 children. Matilde has been operating an eatery in front of her house for almost 7 years. All of her children are married but one child is still dependent on her. Matilde needs additional funds for her to expand her business to be able to support her child with her family. Matilde loves to cook and is the one cooking the food at the eatery. She is being assisted by her son who serves the meals to the customers.



Fully Funded
Name: Anita Reyes
Location: Paranaque City, Philippines
Primary Activity: Operation of a variety store
Loan Requested: $250.00 US
Repayment Term: 12 months
Loan Use: Add additional products to sell
Date Posted: May 12, 2009

Mrs. Reyes is a 54 year old widow who continues to provide support to her 3 unmarried children as well as her aged mother.  She has studied up to 2nd year in College and has been operating a variety food store for the last 5 years out of her home in St. Michael.  Ania would like to borrow funds which she will use to add frozen foods and other meat products to her product offerings.  Anita’s record as a member of a microfinance program for the past year has been very satisfactory.

Fully Funded
Name: Cerila Faustino
Location: Philippines
Primary Activity: Rice and hotdog trading business
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Capitalize a rice and hotdog trading business
Date Posted: May 12, 2009

Mrs. Faustino is married with 11 children of which 3 are still dependent on her for financial support. Together with her husband, Cerila has been engaged in the water supply business for the past 4 years.  She has used the proceeds from her previous microfinance loans to expand this business and has religiously paid her obligations on time.  From the savings of their water business, Cerila has recently opened a trading store to add to their family income.  She would now like to borrow funds which she plans to use to capitalize a rice and hotdogs trading business. 



Fully Funded
Name: Ines Corda
Location: Manila, Phillippines
Primary Activity: Trading of ready-to-wear children's dresses, underware and linens.
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Expand current businesss
Date Posted: May 12th, 2009

Mrs. Corda is a widow with 3 children and a granddaughter whom reside with her. Ines has taken on the role of Centre Chief in a Microfinance program where she has been one of the models for the past 3 years.  As a doting mother, Ines continues to help her 2 married children send their own to school.  Ines is presently engaged in the trading of ready-to-wear children’s dresses, underwear and linens in the busy business centre of Baclaran in Metro Manila, Philippines, which is near the much-frequented church of the Mother of Perpetual Help.  It has been 10 years since she embarked on this business.  Ines would like to borrow funds as she plans to double her sales.

Fully Funded
Name: Liza Moana
Location: Paranaque City, Philippines
Primary Activity: Fish trading
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Expand by adding more fish and other marine products.
Date Posted: May 12th, 2009
Mrs. Moana is 33 years old and is married with 2 children aged 8 and 9 years old. Liza has exhibited a good credit record as a member of a microfinance program over the last 3 years.  She and husband Jimmy are engaged in fish trading and operate a stall in a wet market in Paranaque City, Philippines.  Together, they support their children who are still in elementary school.  Liza proposes to use the borrowed money to maximize the use of her market stall by adding more fish and other marine products such as shrimps, squid and shellfish


Fully Funded
Name: Maricel Faustino
Location: Paranaque City, Philippines
Primary Activity: Operates a Trading Store
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Open a second Trading Store near the wet market
Date Posted: May 12th, 2009

Mrs. Faustino is 34 years of age and married with 3 children, aged 6 months to 6 years.  Her husband, Johnny is a fish vendor, bringing her goods from house to house and to the neighbouring villages. Maricel on the other hand, operates a Trading Store from her house in Barangay Moonwalk.  She caters to the day-to-day needs of her neighbours for cooking oil, canned goods, bread, condiments and the like.  In addition, she also sells mineral water and cell phone loadwhich which contributes largely to her store income.  With additional capital she plans to open another trading store near the wet market where customer traffic is equally heavy.  During the past year, Maricel has shows good credit discipline as a member of a microfinance program.

Fully Funded
Name: Marina Cipcon
Location: Paranaque City, Philippines
Primary Activity: Operates a Trading Store
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Expand to offer more basic necessities such as rice at lower prices.
Date Posted: May 12th, 2009

Mrs. Cipcon and her husband Alfredo have teamed up in operating a Trading Store in their residence in Jerusalem St., Paranaque City which they started some 9 years ago.  While they enjoy intermittent assistance from their employed children, they still continue to fend for themselves, making sure that they do not compete with their grandchildren for the limited resources of their parents.  The couple’s store offers fish, assorted goods such as cookies, bread, and noodles.  Their best sellers, however, has been beverages, cigarettes and alcoholic drinks, especially during parties in their neighbourhood which happen quite often.  With additional funds, they expect to increase their sales of sodas and other beverages, as well as offer some more basic necessities such as rice at lower prices.  Marina possesses a good credit record over the past 2 years as a member of a microfinance program.



Fully Funded
Name: Marisol Sumayop
Location: Manila, Philippines
Primary Activity: Ready to wear children's dresses and underwear
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Capitalize a school uniform trading business.
Date Posted: May 12th, 2009

Mrs. Sumayop is 35 years old, and married to Ricardo.  Husband and wife operate a Ready-to-Wear stall in Baclaran. Marisol specializes in children’s dresses and underwear. The couple has 7 children, aged 5 to 16 years, all of whom are still in various levels in their schooling.  Marisol, a high school graduate, has been in the clothes trading business for the past 20 years.  She has likewise been a member of a microfinance program for the past 2 years. Marisol would like to borrow funds which she will use to capitalize on the school uniform trading business, which she will sell in another outlet. 

Fully Funded
Name: Marita Subdullah
Location: Paraque City, Philippines
Primary Activity: Trading Store
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Expanded product offerings in the trading store.
Date Posted: May 12th, 2009

Ms. Sabdullah has been a member in a microfinance program and has maintained a good credit record for the past 2 years.  For the past 8 years, she has been operating a Trading Store in her residence located in a thickly populated area in Paranaque City.  By herself, she continues to support her 8 children, aged 9 to 24 years, who are in and out of school, depending on her financial capacity.  Thankfully, she gets additional support from her mother with whom most of her children stay in Mindanao.  With additional capital, Marita is confident that she will be able to expand her product offerings in the trading store.



Fully Funded
Name: Melita Dionisio
Location: Philippines
Primary Activity: Operates a neighbourhood store
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Invest more capital on canned goods, etc
Date Posted: May 12th, 2009
Mrs. Dionisio is married with 5 children, of whom 3 are still studying and need continuous support. Melita is a long-time member of a microfinance program and has shown an excellent credit record.  She started operating a neighbourhood store some 10 years ago, which she is now expanding.  Her husband, Jose, drives a pedicab. Melita has already invested $432.50 US$ in her store business and she believes she can still do more.  She wishes to invest more capital on canned goods, soda drinks and light alcoholic drinks
Fully Funded
Name: Normita Puyonan
Location: Paranaque City, Philippines
Primary Activity: Operates a trading store
Loan Requested: $250.00 US
Repayment Term: 6 months
Loan Use: Rice Trading
Date Posted: May 12th, 2009

Mrs. Puyonan is 47 year old and is married with 2 children, aged 17 and 8 years.  Both children are still studying and dependent of their parents for support. Her husband Elmer is an occasional electrical contractor.  Normita and Elmer have been operating a trading store for the last 8 years out of their residence.  The couple supplements their store income from the husband’s occasional contracts, as well as the wife’s income from extending manicure and pedicure services to regular customers.  Normita has been a member of a microfinance program for the past 3 years and has shown impressive credit discipline.  She now wishes to borrow funds to fully devote to rice trading which is the staple food of Filipinos. 



Fully Funded
Name: Rowena Matira
Location: Batangas, Philippines
Primary Activity: Vending of sandwiches
Loan Requested: $250.00 US
Repayment Term: 12 months
Loan Use: Expand her product line
Date Posted: May 12th, 2009
Mrs. Matira is 33 years old and is married with 3 children. Rowena started her micro business way back in 2006 to help finance the schooling of her children.  Her husband works overseas and remits enough money to cover their basic household expenses, but not enough to sustain the schooling of their 3 children.  Two of their children enjoy partial scholarship in school, being diligent and intelligent students.  Rowena is presently engaged in the vending of sandwiches, notably hotdogs and hamburgers, in a populated area in Bauan, Batangas where her family resides. At times, she is able to augment her product offerings with spring rolls and sweet barbecued banana.  She is confident that with additional capital, she will be able to permanently expand her product lines to include French Fries, Fish Balls and other snack items, and hopefully, save up for the opening of another stall in the nearby market.
Fully Funded
Name: Angelita Sismundo
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Cosmetology Works
Loan Requested: $120.00 US
Repayment Term: 4 months
Loan Use: To buy more materials for her Cosmetology work
Date Posted: Sept 15, 2009

Mrs. Sismundo is 32 years old and married with 6 children.  She attended the skills training seminar on cosmetology through our CCCI Venture Program. She renders home service with her costumers. Angelita wants to buy more materials so she can have more costumers to have additional income since her husband who is a laborer has no permanent job.





Fully Funded
Name:   Salvacion San Juan
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Manages a small variety store
Loan Requested:    $120.00 US
Repayment Term: 4 months
Loan Use: To buy more food stuff and encourage more customers.
Date Posted:   Sept 15, 2009

Mrs. San Juan is 52 years old and is married with 4 children. Salvacion manages a small store selling a variety of commodities since her husband (Jovito) has no permanent job.  Jovito helps her in managing their small store located in their house. Three of their children are still in school while the eldest is already married. They want to have more capital to expand the business by offering more items in their store.

Fully Funded
Name:   Lucresia Basical
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Vending Vegetables
Loan Requested:    $120.00 US
Repayment Term: 4 months
Loan Use: To buy more vegetables and espand her business.
Date Posted:   Sept 15, 2009

Mrs. Basical and her husband Ronnie have 5 children who are attending public school in the area.  Lucresia and Ronnie are selling vegetables in the Baliuag public market.   Their children help them after school hours. Additional capital for them would mean additional income for their family. She also wanted to expand her business to encourage more costumers.


Fully Funded
Name:   Buena Suarez
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Selling
Loan Requested:    $120.00 US
Repayment Term: 4 months
Loan Use: To buy more items and expand the business
Date Posted:   Sept 15, 2009

Mrs. Suarez is married with 2 children ages 10 and 9 years old. Her husband, Jobert is a daily wage earner painting houses earning around P175-200 per day but not on a regular basis.  Buena needs additional capital to encourage more costumers and increase her income. Both of their children are attending grade school in the nearby school in the community.

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Fully Funded
Name:   Tess Amparo
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Sari Sari Store
Loan Requested:    $120.00 US
Repayment Term: 4 months
Loan Use: To buy more food stuffs and expand her store
Date Posted:   April 9, 2009

Mrs.  Amparo is 35 years old and is married with 5 children.  Her husband works as a driver. Their income is not enough to meet the needs of the family. The store that Tess manages will help them in terms of financial need.


Fully Funded
Name:   Ricardo Santos
Location: Paltao, Pulilan, Bulacan, Philippines
Primary Activity: Operating a welding business
Loan Requested:    $220.00 US
Repayment Term: 6 months
Loan Use: To buy one welding machine to replace non functional one and to serve more customers for more income
Date Posted:   Sept 15, 2009

Mr. Santos is a 54 year old welder. He is married to Carlota and has 5 children. The couple has been operating a welding shop for 30 years now in Paltao, Pulilan, Bulacan where they permanently live. They have two welding machines but one is already worn out and non-functional. They need one more machine to continue the operation of their business. This is the only source of income for their family.

Fully Funded
Name:   Clara Reyes Batongbacal
Location: Paltao, Pulilan, Bulacan, Philippines
Primary Activity: Tiangge vendor
Loan Requested:    $325.00 US
Repayment Term: 18 months
Loan Use: To have additional capital for her dry goods items
Date Posted:   Sept 15, 2009

Mrs. Batongbacal is 46 years old and has been married to Rolando for 22 year. They have 3 children. She is the guardian of Daniel Reyes, one of our sponsored children. Clara wants to join the Microchalice Program for additional capital for her business. Her family is very much supportive of her for being hardworking and business minded.


Fully Funded
Name:   Marilou Ricarborda
Location: Little Baguio Baliouag Bulacan, Philippines
Primary Activity: Salt selling in the market
Loan Requested:  $120.00 US
Repayment Term: 4 months
Loan Use: To expand her selling activities and encourage more customers
Date Posted:   Sept 15, 2009
Mrs. Ricarborda is 35 years old. She is married to Teodoro and are blessed with 4 children. Her husband works as a porter in the public market earning P150 per day, while she sells rock salt in the market to help in the daily expenses of the family. Her earnings are minimal.  3 of her children are in school while the youngest goes with her.  She would like to obtain the loan to increase her capital.
Fully Funded
Name:   Irene O Porras
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Sewing
Loan Requested:  $120.00 US
Repayment Term: 4 months
Loan Use: To buy more materials for her sewing business
Date Posted:   Sept 15, 2009

Mrs.  Porras is 35 years old and is married to Joebert Jr. and they are blessed with 4 children.  Joebert works as a butcher in the nearby public market earning P150 per day while Irene sews rags, curtains and repairs clothes. She attended the venture skill training where she acquired her skills in sewing. Irene wants to expand her business to support her family needs.


Name:   Fernando Salinas
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small Mini Store
2nd Loan Requested:  $250.00 US
1st Loan Requested:  $125.00 US (successfully paid)
Repayment Term: 6 months
Loan Use: To expand his mini store
Date Posted:   OCt 19, 2009
Mr. Salinas has run a small Sari-sari (corner) store for the past 3 years with the help of his wife. Aside from his store he also operates a cell phone loading station but his income is not enough to pay their bills so he decided to expand his business by putting up a burger and sandwich stand. Fernando is planning to expand his business to give his costumers a variety of choices and more inventory but his operating income is not enough for business expansion.
 
Fully Funded
Name:   Amparo Magloyuan
Location: Conchita Compound, Dampol 1st Pulilan, Bulacan,Philippines
Primary Activity: Fish and vegetable vendoring
Loan Requested:    $125.00 US
Repayment Term: 5 months
Loan Use: To have own capital
Date Posted:   Sept 15, 2009

Mrs. Magloyuan is a 67 year old married woman with 4 children.   Amparo has been operating a small rolling store of fish and vegetables for almost 10 years. She needs additional capital so that she can increase her goods and income.



Fully Funded
Name:   Clarita Santos
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Sewing and pot holders
Loan Requested:    $120.00 US
Repayment Term: 4 months
Loan Use: To buy more scrap textile for rugs and pot holders
Date Posted:   Sept 15, 2009

Mrs. Santos is 59 years old and is married to Leonardo Santos. They are blessed with 4 children.
She has been doing her sewing work for almost 5 years.  She sells her product in the  public market, which is just 50 meters away from her place. She wanted to expand her business by sewing more rugs and pot holders to encourage more costumers.

Fully Funded
Name:   Zosimo G Dimla
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Ice drop vendor
Loan Requested:    $120.00 US
Repayment Term: 6 months
Loan Use: He wants to have a sari-sarili store for his wife.
Date Posted:   Sept 15, 2009

Mr.  Dimla is 40 years old and has five children.  He is a good and hardworking father.  After selling ice cream and ice drops, he goes to the farm to plant any vegetable he can grow. He wants to join the Microchalice Program to have his own store.  According to him, this will be very helpful to them because it will enable them to expand their business


Fully Funded
Name:   Elisa D. Polo
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Small eatery with grocery store
Loan Requested:    $120.00 US
Repayment Term: 6 months
Loan Use: To have an additional goods or items to be sold
Date Posted:   Sept 15, 2009

Mrs. Polo is 55 years old and a single parent. Her husband died many years ago. Presently, she is the only bread earner of the family. She decided to apply to the Microchalice Program to have more capital and earn a better income. She is an expert in making sweet delicacies like yema and polvoron. She plans to put up a snack stand in order to earn more money.

Fully Funded
Name:   Ms Lina Abenasa
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Small grocery store
Loan Requested:    $120.00 US
Repayment Term: 6 months
Loan Use: To have additional items to be sold in her small sari-sari store.
Date Posted:   Sept 15th, 2009

Mrs. Abenasa is 45 years of age and has 6 children. Her husband died 3 years ago and in spite of being a single parent, she is very hard working. Sometimes she receives extra income by washing the clothes of her friends and neighbors but because of poverty and many children, she can’t afford to buy some of what they need. She wants to join the Microchalice Program to have additional income for their family.


Fully Funded
Name:   Rosalie Galinsoga
Location: Palto, Pulilan, Bulacan, Philippines
Primary Activity: Barbecue & cold drinks vendoring
Loan Requested:    $120.00 US
Repayment Term: 6 months
Loan Use: She wants to have different kinds of items to be sold.
Date Posted:   Sept 15th, 2009

Mrs. Galinsoga is 27 years of age and married to Abelardo Angeles. They are both hardworking individuals. Rosalie and Abelardo wanted to join the Microchalice Program to enable them to have different kinds of items to be sold in their store.

Fully Funded
Name:   Jesusa Aranzado
Location: Conchita Compound, Philippines
Primary Activity: Fish and Vegetable vendoring
Loan Requested:    $120.00 US
Repayment Term: 5 months
Loan Use:  
Date Posted:   Sept 15, 2009

Mrs. Aranzado is a 41 year old married woman with 5 children.  Jesusa has been selling fish and vegetables for many years but due to her small capital, her income is also very small. With additional funds she can sell more fish and vegetables, buy in bulk to get discounts and increase her income.


Fully Funded
Name:   Aida Navarro
Location: Marikina, Heights, Marikina City, Philippines
Primary Activity: Manages a small store
Loan Requested:  $120.00 US
Repayment Term: 3 months
Loan Use: To expand her small store
Date Posted:   Sept 15, 2009
Mrs. Navarro is married to Marlon and was blessed with 4 children. One of her daughters has a disability (cleft lip & Palate).  Aida use to work as a stay-in house-maid and would leave her children at home for a week. She decided to open a small variety store at home in order for her to have time to guide her children. Aida’s nephew Rogie stays with them to help her watch over the store. Mr. Navarro is a tricycle driver during the day and Rogie operates the tricycle at night.
Fully Funded
Name:   Victoria Ting
Location: Little Baguio Baliouag Bulacan, Philippines
Primary Activity: Selling Charcoal
Loan Requested:  $120.00 US
Repayment Term: 4 months
Loan Use: To buy more charcoal and expand her business
Date Posted:   Sept 15, 2009

Mrs. Ting is a 46 year women who is married with 2 children who are both in High School. The children, a boy and a girl help her in repacking the charcoal in individual plastic packs. She wants to expand her capital and buy more charcoal because there is a high demand for charcoal in the area because most of the families in the community use charcoal as their fuel.


Fully Funded
Name:   Arlene Salvacion
Location: Little Baguio Baliouag Bulacan, Philippines
Primary Activity: Sewing Curtains
Loan Requested:  $120.00 US
Repayment Term: 4 months
Loan Use: To buy more textiles and expand her business.
Date Posted:   Sept 15, 2009

Mrs. Salvacion is 30 years old and married to Joe and are blessed with 6 children. Joe used to be a security guard but his contract expired in 2008. Arlene attended skills training where she acquired the skills in sewing. She wants to have more capital to encourage more costumers and meet the needs of the family. Five of their children are already in school while the youngest is only one year old. Joe is now doing some volunteer work in the mission house and gets some rice and noodles at the end of each day he gives his services.

Fully Funded
Name:   Lyn Tiburcio
Location: Marikina Heights, Marikina City
Primary Activity: Throw pillows
Loan Requested:  $125.00 US
Repayment Term: 6 months
Loan Use: To expand the throw pillow business.
Date Posted:   Oct 19, 2009

Ms. Tiburcio has a daughter born with cerebral palsy. She is forced to stay at home taking care of her daughter and her 2 other children. Provided with an opportunity to attend a livelihood training provided by Camillus MedHaven Community Based Rehabilitation Program she developed some skills in making throw pillows.  Lyn decided to make use of her time producing throw pillows as this can be done at home and her responsibility to her daughter is not sacrificed. Yet, due to limited capital she cannot produce more throw pillows even as costumers demand from her more. She only relies on the clients’ payments for capital to buy the necessary materials. As a single mother and sole breadwinner supporting 3 children, she needs and wishes to expand her business to realize more income to sustain their daily needs.


Name:   Ms. Resurrection Tapel
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small variety Store
2nd Loan Requested:  $250.00 US
1st Loan Requested:  $125.00 US (successfully paid)
Repayment Term: 6 months
Loan Use: To expand his small variety store
Date Posted:   Nov 2, 2009

Ms. Tapel is a single mom with one boy. Her child was diagnosed with Cerebral Palsy and Mental Retardation. To sustain their day to day needs and for them to survive, Resurrection put up a small variety store in their house but the income of their store is not enough for them, so she receives laundry work from her neighbors every week. Ms. Tapel is the only one working for her son’s needs, and she wants to expand her business to have more income to give her son a better life.

Name:   Elizabeth Brugada
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small varietyStore
Loan Requested: 1st loan repaid $125.00

2nd loan repaid $300.00

Applied for 3rd loan of $350.00
Repayment Term: 6 months
Loan Use: To expand his small variety store
Date Posted:   Nov 2, 2009

Mrs. Brugada has 4 children, 1 girl and 3 boys. Elizabeth stays at home and takes care of her children while Mr. Brugada is a tricycle driver. When the couple felt that their income was insufficient to sustain their daily needs and especially that of their children’s needs to go to school Mr. and Mrs. Brugada decided to put a small store in their house using their savings. Since Elizabeth has no job she is the one to take charge of their small business. With the help of their children their small variety store has successfully run for almost 10 years. The family still has difficulties financially because of the growing demands for basic necessities. The family wishes to add more variety in their store so they can create more income. The couple is hoping for a small loan to expand their business.


Name:   Jolly Mabunga
Location: Marikina City, Philippines
Primary Activity: Store Keeping
Loan Requested:  

1st loan repaid $150.00

 2nd loan repaid $250.00

Applied for 3rd loan of $350.00

Repayment Term: 12 weeks
Loan Use: To be independent and replenish all the goods from the dealers.
Date Posted:   March 15th, 2009

Mrs. Mabunga is 40 years old and is married with 3 boys. The youngest child is 6 years old and has Cerebral Palsy. To be able to augment all the needs of the family, she started to run a business which is a sari-sari store (store wherein almost all the basic commodities of the Filipino family can be seen and can be bought per piece with a minimal amount of money). The store has been operating for 4 years now but almost all of the goods she is selling are on consignment. Jolly asked for a loan to be independent and to replenish all the goods from the dealers.


Fully Funded
Name:   Virginia Galang
Location: Marikina Heights, Marikina City
Primary Activity: Manages a small eatery
Loan Requested:    $130.00 US
Repayment Term: 3 months
Loan Use: To cook more recipes and expand her small eatery
Date Posted:   April 9, 2009

Mrs. Galang is 52 years old and is married with 2 children.  Virginia has been operating a small eatery for almost 9 years now. She has an innate talent for cooking, but since the family has a limited income, she only cooks 3 to 5 recipes a day. She wants to be able to cook more recipes to encourage more customers to have additional income since her husband has no permanent job.


Name:   Carmelita Garcia
Location: Marikina Heights, Marikina City
Primary Activity: Dress Making
2nd Loan Requested: $375.00 US
1st Loan Requested:    $130.00 US (successfully paid)
Repayment Term: 3 months
Loan Use: To purchase materials for the ordered dress.
Date Posted:   April 9, 2009
Mrs. Garcia is 60 years old and is married with 6 children. Carmelita has been a dress maker for almost 23 years.  Mr. and Mrs. Garcia are already senior citizens. They didn’t avail to any insurance company for their security for when they got older, thus; they are not receiving any pension at present. Carmelita was determined to learn how to make a dress, so she helped herself by observing and doing trial and error until she had perfected all the dresses that she was making. At present, she has orders but has insufficient money to buy all the materials she needs
Fully Funded
Name:   Joan Sarahan
Location: Marikina Heights, Marikina City
Primary Activity: Pastry and bag making
Loan Requested:    $130.00 US
Repayment Term: 3 months
Loan Use: To purchase materials for the ordered bags and Filipino pastries
Date Posted:   April 9, 2009

Mrs. Sarahan is 32 years old with 2 children.  Joan has a passion for making Filipino pastries which she has been doing for 5 years now and has been making bags out of old newspapers and telephone directories for less than a year. She underwent livelihood training and has lots of orders for the pastries and bags. Since some of the needed materials are expensive, she has to let her customer wait until she can buy the materials needed.  Joan wants a loan so her business can operate continuously.


Fully Funded
Name:   Ronald Tambua
Location: Marikina Heights, Marikina City
Primary Activity: Buy and Sell
Loan Requested:    $130.00 US
Repayment Term: 3 months
Loan Use: To buy and sell the tricycle parts.
Date Posted:  

Mr. Tambua is 42 years old and is married with 2 children.  Ronald has been a tricycle driver for 18 years. One of his children has Cerebral Palsy.  Ronald is well supportive with the rehabilitation needs of the child. Ronald is very familiar with all the parts of a tricycle which are expensive to replace.  Ronald purchases and then sells tricycle parts to other drivers and gets to collect the payment everyday with interest. Ronald has lots of orders but cannot buy all the needed tricycle parts for his customers, thus, he wants a loan so he can expand his business.

Fully Funded
Name:   Matilde Salinas
Location: Marikina Heights, Marikina City
Primary Activity: Manages an eatery
Loan Requested:    $150.00 US
Repayment Term: 3 months
Loan Use: To expand her eatery
Date Posted:   April 9, 2009

Ms. Salinas is 54 years old and has 3 children.  Matilde has been operating an eatery in front of her house for almost 7 years. All of her children are married but one child is still dependent on her.  Matilde needs additional funds for her to expand her business to be able to support her child with her family.  Matilde loves to cook and is the one cooking the food at the eatery.  She is being assisted by her son who serves the meals to the customers.


Fully Funded
Name:   Anita Reyes
Location: Paranaque City, Philippines
Primary Activity: Operation of a variety store
Loan Requested:    $250.00 US
Repayment Term: 12 months
Loan Use: Add additional products to sell
Date Posted:   May 12, 2009

Mrs. Reyes is a 54 year old widow who continues to provide support to her 3 unmarried children as well as her aged mother.  She has studied up to 2nd year in College and has been operating a variety food store for the last 5 years out of her home in St. Michael.  Ania would like to borrow funds which she will use to add frozen foods and other meat products to her product offerings.  Anita’s record as a member of a microfinance program for the past year has been very satisfactory.

Fully Funded
Name:   Cerila Faustino
Location: Philippines
Primary Activity: Rice and hotdog trading business
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Capitalize a rice and hotdog trading business
Date Posted:   May 12, 2009

Mrs. Faustino is married with 11 children of which 3 are still dependent on her for financial support.  Together with her husband, Cerila has been engaged in the water supply business for the past 4 years.  She has used the proceeds from her previous microfinance loans to expand this business and has religiously paid her obligations on time.  From the savings of their water business, Cerila has recently opened a trading store to add to their family income.  She would now like to borrow funds which she plans to use to capitalize a rice and hotdogs trading business. 


Fully Funded
Name:   Ines Corda
Location: Manila, Phillippines
Primary Activity: Trading of ready-to-wear children's dresses, underware and linens.
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Expand current businesss
Date Posted:   May 12th, 2009

Mrs. Corda is a widow with 3 children and a granddaughter whom reside with her.  Ines has taken on the role of Centre Chief in a Microfinance program where she has been one of the models for the past 3 years.  As a doting mother, Ines continues to help her 2 married children send their own to school.  Ines is presently engaged in the trading of ready-to-wear children’s dresses, underwear and linens in the busy business centre of Baclaran in Metro Manila, Philippines, which is near the much-frequented church of the Mother of Perpetual Help.  It has been 10 years since she embarked on this business.  Ines would like to borrow funds as she plans to double her sales.

Fully Funded
Name:   Liza Moana
Location: Paranaque City, Philippines
Primary Activity: Fish trading
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Expand by adding more fish and other marine products.
Date Posted:   May 12th, 2009
Mrs. Moana is 33 years old and is married with 2 children aged 8 and 9 years old.  Liza has exhibited a good credit record as a member of a microfinance program over the last 3 years.  She and husband Jimmy are engaged in fish trading and operate a stall in a wet market in Paranaque City, Philippines.  Together, they support their children who are still in elementary school.  Liza proposes to use the borrowed money to maximize the use of her market stall by adding more fish and other marine products such as shrimps, squid and shellfish

Fully Funded
Name:   Maricel Faustino
Location: Paranaque City, Philippines
Primary Activity: Operates a Trading Store
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Open a second Trading Store near the wet market
Date Posted:   May 12th, 2009

Mrs.  Faustino is 34 years of age and married with 3 children, aged 6 months to 6 years.  Her husband, Johnny is a fish vendor, bringing her goods from house to house and to the neighbouring villages.  Maricel on the other hand, operates a Trading Store from her house in Barangay Moonwalk.  She caters to the day-to-day needs of her neighbours for cooking oil, canned goods, bread, condiments and the like.  In addition, she also sells mineral water and cell phone loadwhich which contributes largely to her store income.  With additional capital she plans to open another trading store near the wet market where customer traffic is equally heavy.  During the past year, Maricel has shows good credit discipline as a member of a microfinance program.

Fully Funded
Name:   Marina Cipcon
Location: Paranaque City, Philippines
Primary Activity: Operates a Trading Store
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Expand to offer more basic necessities such as rice at lower prices.
Date Posted:   May 12th, 2009

Mrs. Cipcon and her husband Alfredo have teamed up in operating a Trading Store in their residence in Jerusalem St., Paranaque City which they started some 9 years ago.  While they enjoy intermittent assistance from their employed children, they still continue to fend for themselves, making sure that they do not compete with their grandchildren for the limited resources of their parents.  The couple’s store offers fish, assorted goods such as cookies, bread, and noodles.  Their best sellers, however, has been beverages, cigarettes and alcoholic drinks, especially during parties in their neighbourhood which happen quite often.  With additional funds, they expect to increase their sales of sodas and other beverages, as well as offer some more basic necessities such as rice at lower prices.  Marina possesses a good credit record over the past 2 years as a member of a microfinance program.


Fully Funded
Name:   Marisol Sumayop
Location: Manila, Philippines
Primary Activity: Ready to wear children's dresses and underwear
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Capitalize a school uniform trading business.
Date Posted:   May 12th, 2009

Mrs. Sumayop  is 35 years old, and married to Ricardo.  Husband and wife operate a Ready-to-Wear stall in Baclaran.  Marisol specializes in children’s dresses and underwear. The couple has 7 children, aged 5 to 16 years, all of whom are still in various levels in their schooling.  Marisol, a high school graduate, has been in the clothes trading business for the past 20 years.  She has likewise been a member of a microfinance program for the past 2 years.  Marisol would like to borrow funds which she will use to capitalize on the school uniform trading business, which she will sell in another outlet. 

Fully Funded
Name:   Marita Subdullah
Location: Paraque City, Philippines
Primary Activity: Trading Store
Loan Requested:    $250.00 US
Repayment Term: 6 months
Loan Use: Expanded product offerings in the trading store.
Date Posted:   May 12th, 2009

Ms.  Sabdullah has been a member in a microfinance program and has maintained a good credit record for the past 2 years.  For the past 8 years, she has been operating a Trading Store in her residence located in a thickly populated area in Paranaque City.  By herself, she continues to support her 8 children, aged 9 to 24 years, who are in and out of school, depending on her financial capacity.  Thankfully, she gets additional support from her mother with whom most of her children stay in Mindanao.  With additional capital, Marita is confident that she will be able to expand her product offerings in the trading store.


Fully Funded
Name:   Melita Dionisio
Location: Philippines
Primary Activity: Operates a neighbourhood store
Loan Requested:  $250.00 US
Repayment Term: 6 months
Loan Use: Invest more capital on canned goods, etc
Date Posted:   May 12th, 2009
Mrs.  Dionisio is married with 5 children, of whom 3 are still studying and need continuous support.  Melita is a long-time member of a microfinance program and has shown an excellent credit record.  She started operating a neighbourhood store some 10 years ago, which she is now expanding.  Her husband, Jose, drives a pedicab.  Melita has already invested $432.50 US$ in her store business and she believes she can still do more.  She wishes to invest more capital on canned goods, soda drinks and light alcoholic drinks
Fully Funded
Name:   Normita Puyonan
Location: Paranaque City, Philippines
Primary Activity: Operates a trading store
Loan Requested:  $250.00 US
Repayment Term: 6 months
Loan Use: Rice Trading
Date Posted:   May 12th, 2009

Mrs. Puyonan  is 47 year old and is married with  2 children, aged 17 and 8 years.  Both children are still studying and dependent of their parents for support.  Her husband Elmer is an occasional electrical contractor.  Normita and Elmer have been operating a trading store for the last 8 years out of their residence.  The couple supplements their store income from the husband’s occasional contracts, as well as the wife’s income from extending manicure and pedicure services to regular customers.  Normita has been a member of a microfinance program for the past 3 years and has shown impressive credit discipline.  She now wishes to borrow funds to fully devote to rice trading which is the staple food of Filipinos. 


Fully Funded
Name:   Rowena Matira
Location: Batangas, Philippines
Primary Activity: Vending of sandwiches
Loan Requested:  $250.00 US
Repayment Term: 12 months
Loan Use: Expand her product line
Date Posted:   May 12th, 2009
Mrs. Matira is 33 years old and is married with 3 children.  Rowena started her micro business way back in 2006 to help finance the schooling of her children.  Her husband works overseas and remits enough money to cover their basic household expenses, but not enough to sustain the schooling of their 3 children.  Two of their children enjoy partial scholarship in school, being diligent and intelligent students.  Rowena is presently engaged in the vending of sandwiches, notably hotdogs and hamburgers, in a populated area in Bauan, Batangas where her family resides. At times, she is able to augment her product offerings with spring rolls and sweet barbecued banana.  She is confident that with additional capital, she will be able to permanently expand her product lines to include French Fries, Fish Balls and other snack items, and hopefully, save up for the opening of another stall in the nearby market.
Fully Funded
Name:   Angelita Sismundo
Location: Little Baguio, Baliuag Bulacan, Philippines
Primary Activity: Cosmetology Works
Loan Requested:  $120.00 US
Repayment Term: 4 months
Loan Use: To buy more materials for her Cosmetology work
Date Posted:   Sept 15, 2009

Mrs. Sismundo is 32 years old and married with 6 children.  She attended the skills training seminar on cosmetology through our CCCI Venture Program. She renders home service with her costumers. Angelita wants to buy more materials so she can have more costumers to have additional income since her husband who is a laborer has no permanent job.